Articles and Blogs

How to Plan for an Unexpected Early Retirement
By Marilyn Timbers, Voya Retirement Coach
How to Plan for an Unexpected Early Retirement
Imagine this: you’ve been working hard for decades and are starting to feel comfortable with your financial future. All of sudden, a major life event forces you to retire five to 10 years earlier than planned. Now what? Perhaps a serious medical issue emerges. Or you lose your job in your late 50s or early …
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What?! My (Adult) Child Is Having Sex?
By Kevin Kusinitz
What?! My (Adult) Child Is Having Sex?
My wife, Sue, and I tend to keep pretty good track of our occasional medical expenses, so we aren’t taken by surprise when the insurance company’s explanation of benefits (EOB) comes in the mail. But a few weeks back, we received an EOB regarding our daughter. She was away at college and never notified us …
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Rewards of Dancing as You Age
By Ellen Hoffman
Rewards of Dancing as You Age
A few months ago, our friend Carlos posted a note about his birthday on Facebook: “Seventy-one and ready for fun,” was his jubilant message. A few weeks later, our friend Pam also posted on Facebook: “This is what 71 looks like!” She illustrated her post with two photos. The first one depicted a gray-haired, jeans-clad …
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Are You At Risk for Kidney Disease?
By Catherine DeCenzo
Are You At Risk for Kidney Disease?
Kidney disease has an infamous reputation for sneaking up on us with very little warning. Twenty-six million American adults have kidney disease and most of them don’t know it. In its early stages, the disease has no symptoms. I was fortunate enough to get my kidney disease diagnosed early, which is the first step in …
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Before a Second Marriage, Make These 4 Smart Money Moves
By Kimberly Foss
Before a Second Marriage, Make These 4 Smart Money Moves
You’ve probably heard the saying, “The first marriage is for money and the second marriage is for love.” But, as I counsel my financial planning clients who are embarking on a second trip down the aisle, it’s important not to let happiness overshadow the need for the “money talk.” In fact, the requisite prenuptial financial …
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How Diet and Exercise Improve Your Quality of Life
By Rashelle Brown
How Diet and Exercise Improve Your Quality of Life
You know that eating right and exercising regularly can reduce your risk for certain diseases and help you maintain a healthy weight. But did you also know that those healthy habits can improve your overall quality of life? A wide range of recent studies has found that a healthy diet and exercise contribute to improved …
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How to Care for Your Pet Without Going Broke
By Joanne Intile
How to Care for Your Pet Without Going Broke
As I look over my appointment schedule for the day, I mentally note that I’m set up for two patients to be dropped off for CT scans, one of whom will hopefully be immediately transported to an operating room, so surgery can be done to remove a large tumor pressing against the ribs. There are …
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Can a Person With Dementia Consent to Sex?
By Ginny Greene
Can a Person With Dementia Consent to Sex?
When a spouse, parent or other loved one has dementia, their ability to make reasoned choices might vary from one day to the next. Family members may be used to stepping in when the topic involves finances or medical care. But what about sex? A recent court case in Iowa raised serious issues around the …
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Why You Get Migraines and What to Do About Them
By Sheryl Kraft
Why You Get Migraines and What to Do About Them
If you’ve ever experienced the throbbing pain of a migraine, you know how difficult it can be to carry on with your normal routine — especially if you’re one of the 14 million people who experience chronic daily headaches. More than 90 percent of sufferers are unable to work or function well during these headaches. …
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Housing Discrimination: The Next Hurdle for LGBT Couples
By Richard Eisenberg
Housing Discrimination: The Next Hurdle for LGBT Couples
LGBT couples can now marry in all 50 states, thanks to the recent Supreme Court ruling, but they can still face housing discrimination — legally — when they try to buy or rent homes in much of the country. The federal Fair Housing Act doesn’t include sexual orientation or gender identity as protected classes. Only 22 states …
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